Smartphone users in India are increasingly choosing camera performance as their top priority. Whether it’s capturing detailed portraits, ultra-wide landscapes, or night photography, mid-range smartphones under ₹20,000 in 2025 now offer flagship-level camera technology.
In this blog, we will explore the best camera phones under ₹20,000 in India (2025) that deliver stunning shots, smooth performance, and long-lasting battery life—all without burning a hole in your pocket.
1. Best Camera Phones Under ₹20,000 (2025)
A. Motorola Edge 50 Neo
a. Camera: 50MP OIS main + 13MP ultrawide | 32MP front
b. Display: 6.55” pOLED, 120 Hz refresh rate
c. Processor: Snapdragon 7s Gen 2
d. Battery: 5,000 mAh, 68 W fast charging

Price: ₹19,999
 Why Buy: OIS support ensures crisp night shots & video stabilization.
B. iQOO Z10R 5G
a. Camera: 64MP OIS + 8MP ultrawide | 16MP selfie
b. Display: 6.6” AMOLED, 120 Hz
c. Processor: MediaTek Dimensity 8200
d. Battery: 5,000 mAh, 66 W fast charging

Price: ₹18,999
Why Buy: Excellent for gaming and great night photography.
C. Realme 13 Plus 5G
a. Camera: 108MP + 2MP depth | 16MP selfie
b. Display: 6.67” AMOLED, 120 Hz
c. Processor: Dimensity 7050
d. Battery: 5,000 mAh, 67 W charging

Price: ₹17,499
 Why Buy: High megapixel count + affordable pricing.
D. CMF Phone 2 Pro (by Nothing)
a. Camera: 50MP OIS Sony sensor + 50MP ultrawide | 32MP front
b. Display: 6.7” AMOLED, 120 Hz HDR10+
c. Processor: Snapdragon 7 Gen 1
d. Battery: 4,800 mAh, 45 W fast charging

Price: ₹19,499
 Why Buy: Premium design + flagship-level Sony camera sensor.
E. Lava Agni 3 5G
a. Camera: 64MP OIS + 8MP ultrawide + 2MP macro | 32MP selfie
b. Display: 6.78” AMOLED, 120 Hz
c. Processor: Dimensity 7200
d. Battery: 5,000 mAh, 66 W fast charging

Price: ₹16,999
 Why Buy: Made in India + balanced camera performance.
F. Motorola Edge 50 Fusion
a. Camera: 50MP Sony OIS sensor + 13MP ultrawide | 32MP front
b. Display: 6.7” pOLED, 144Hz HDR10+
c. Processor: Snapdragon 7s Gen 2
d. Battery: 5,000 mAh, 68 W charging

Price: ₹19,999
 Why Buy: Great choice for videography & social media creators.
Comparison Table
| Smartphone | Main Camera | Selfie | Display | Processor | Battery | Price (₹) | 
|---|---|---|---|---|---|---|
| Motorola Edge 50 Neo | 50MP OIS | 32MP | 6.55” pOLED, 120 Hz | SD 7s Gen 2 | 5000 mAh, 68 W | 19,999 | 
| iQOO Z10R | 64MP OIS | 16MP | 6.6” AMOLED, 120 Hz | Dimensity 8200 | 5000 mAh, 66 W | 18,999 | 
| Realme 13 Plus 5G | 108MP | 16MP | 6.67” AMOLED, 120 Hz | Dimensity 7050 | 5000 mAh, 67 W | 17,499 | 
| CMF Phone 2 Pro | 50MP OIS + 50MP UW | 32MP | 6.7” AMOLED, 120 Hz | Snapdragon 7 Gen 1 | 4800 mAh, 45 W | 19,499 | 
| Lava Agni 3 5G | 64MP OIS | 32MP | 6.78” AMOLED, 120 Hz | Dimensity 7200 | 5000 mAh, 66 W | 16,999 | 
| Motorola Edge 50 Fusion | 50MP OIS | 32MP | 6.7” pOLED, 144 Hz | SD 7s Gen 2 | 5000 mAh, 68 W | 19,999 | 
FAQs
Q1: Which is the best camera phone under ₹20,000 in India (2025)?
a. Motorola Edge 50 Neo and CMF Phone 2 Pro are the best options for overall camera quality with OIS.
Q2: Which budget phone under ₹20,000 has the best night photography?
a. The iQOO Z10R and Motorola Edge 50 Fusion are excellent for low-light shots.
Q3: Is 108MP better than 50MP OIS?
a. Not always. A 50MP OIS sensor with better optics (like Sony IMX) often outperforms 108MP sensors in real-world performance.
Q4: Which phone is best for video recording under ₹20K?
d. Motorola Edge 50 Fusion offers smooth video with OIS and an HDR10+ display.
Conclusion
If you’re looking for the best camera phones under ₹20,000 in India (2025), brands like Motorola, iQOO, Realme, CMF, and Lava are giving DSLR-like experiences at affordable prices.
For overall performance and cameras, the Motorola Edge 50 Neo and CMF Phone 2 Pro.
For gaming and cameras, iQOO Z10R.
For high-megapixel lovers → Realme 13 Plus 5G.
For Made in India buyers → Lava Agni 3 5G.
In short, you no longer need to spend ₹50,000 to get flagship-level photography. These budget camera smartphones of 2025 deliver it all under ₹20K!